HSA Fundamentals
HSA Taxation Rules for Incorporated Professionals in Canada
HSA plans can cut incorporated professionals' healthcare costs by 25% to 40%.
Marcus Delgado-Firth
· 10 min read
Deductible HQ — Page 3
HSA Fundamentals
HSA vs Traditional Group Health Insurance for Small Businesses
HSAs offer tax advantages and cost predictability that traditional group plans can't match.
Marcus Delgado-Firth11 min read
HSA Fundamentals
How a Canadian Health Spending Account Works
Employers can reimburse employees' medical costs tax-free through this corporate benefit structure.
Yuki Haramoto10 min read
Medical Expenses
Vision Care HSA Eligibility — Eye Exams, Glasses, and Contacts in Canada
Canadian HSAs cover exams, glasses, and contacts only when a licensed practitioner prescribes them.
Renata Osei-Bonsu8 min read
Medical Expenses
Orthodontics and Braces as HSA-Eligible Expenses in Canada
HSAs let Canadian employers reimburse orthodontics tax-free, unlike group dental plans.
Darnell Achebe-Washington10 min read
Medical Expenses
Common HSA Claims That CRA Considers Ineligible
The CRA denies most HSA claims because they fail a specific legal test.
Marcus Delgado-Firth10 min read
Medical Expenses
CRA-Eligible Medical Expenses Covered by an HSA in Canada
HSA accounts cover far more than dental and glasses, but only what the CRA officially approves.
Yuki Haramoto10 min read
Medical Expenses
Dental Expenses Eligible Under a Canadian HSA
Dental costs qualify far more broadly than traditional insurance plans allow.
Marcus Delgado-Firth10 min read
HSA for Small Business
Offering Employee Benefits Choice Through an HSA Spending Account
Let employees direct benefits dollars toward their actual health priorities.
Darnell Achebe-Washington10 min read
HSA for Small Business
HSA as a Recruitment and Retention Tool for Small Businesses
Small businesses can undercut bigger rivals by making HSAs their sharpest hiring tool.
Darnell Achebe-Washington11 min read
HSA for Small Business
HSA Budget Planning for Seasonal and Variable-Revenue Small Businesses
Seasonal businesses need a revenue-tracking HSA strategy, not a fixed-paycheck playbook.
Renata Osei-Bonsu10 min read
HSA for Small Business
How Real Estate Professionals in Canada Can Use an HSA
Self-employed realtors can deduct up to $20,000 annually in medical costs through a corporate HSA.
Darnell Achebe-Washington9 min read
